“新农保”对农村老年居民基本生活的保障程度研究

    摘要：文章测算了农村居民基本生活需求量、“新农保”养老金发放额和“新农保”养老金对农村老年居民基本生活的保障程度，结果发现，依据现行制度规定，2011年“新农保”养老金对农村老年居民基本生活的保障程度为47.64%，自2012起缓慢上升，到2024年达到峰值51.80%，此后又逐步下降。作者建议，新农保个人参保缴费额应逐年提高，到2021年后保持稳定。基础养老金发放额逐年增长，最终实现“新农保”养老金对农村老年居民基本生活保障程度100%的目标。
    关键词：“新农保”养老金；基本生活需求；保障程度
     
    A Study on New Rural Pension System and Its Insurance Degree of Rural Elders’ Basic Living: Based on Survey of Six Counties in Three Provinces
    Abstract:  This study uses the proportion of the income from new rural pension system to the rural basic living cost as a criterion, namely insurance degree, to assess the new pension system. Through calculating the proportion of the pension payment and the rural basic cost of living, this paper finds that the insurance degree is 47.64% in 2011, and it will increase slowly thereafter to reach its peak of 51.80% in 2024, then to decrease slowly. This paper suggests gradually raising individuals' premium rate and the fundamental annuities in order to realize 100%  insurance degree of the new system’s pension to the rural elders’ basic living.
    文章出处：中国人口科学，2013年第1期